$237,900

17978 Se 104th Terrace, Summerfield, FL 34491

2beds
2baths
1,356sqft
Quick facts
Single Family Residence 33 Days on Market Built in 1993 $175.44/sqft 12,197 sq ft $179.98 HOA Dues

WELCOME HOME TO THIS BEAUTIFULLY MAINTAINED PALM MODEL WITH GOLF COURSE VIEWS!

Enjoy beautiful golf course views from the spacious Florida Room, which is conveniently located under the home’s regular roofline, providing a comfortable space to relax and enjoy the Florida lifestyle. This home is being offered TURN-KEY w/ FURNITURE, Golfcart Can Convey (Be included) with an accepted offer.

The desirable split-bedroom floor plan provides privacy for both owners and guests, while vaulted ceilings in the main living areas create an open, spacious feel. Newer laminate plank flooring welcomes you as you enter and continues throughout the main living areas.

The spacious kitchen offers plenty of cabinetry and generous counter space, making it a wonderful space for the chef of the home. Additional features include lighting above the cabinetry and a skylight that fills the kitchen with beautiful natural light and creates a bright, inviting atmosphere.

IMPORTANT UPDATES:

Roof: 2022

HVAC: 2016

Septic pumped: 9/2026

ENJOY THE SPRUCE CREEK SOUTH LIFESTYLE

Located in the desirable 55+ gated community of Spruce Creek South, residents enjoy a wide variety of amenities and activities, along with a guarded main entrance and security.

Community amenities include an 18-hole golf course, pro shop, restaurant, community pool, fitness center, jacuzzi, men's and women's spas, tennis courts, pickleball, shuffleboard, softball field, dog park, and scenic nature, walking, and bike paths. Additional gated parking is available for an additional fee on a semi-annual or annual basis.

The community center features a live performance stage with events throughout the year, a dance floor, dining area, and community kitchen. There are also dedicated recreation spaces for the library, billiards, crafts, cards, dominoes, mahjong, and more.

This is a golf-cart-friendly community, adding another fun and convenient way to get around. Residents can even participate in the community's annual golf cart parades for the Fourth of July and Christmas, decorating their carts and joining in the festivities or simply enjoying the fun as a spectator.

A LOCATION THAT REALLY STANDS OUT

One of the unique advantages of Spruce Creek South is its convenient access to surrounding amenities. Residents can legally travel by golf cart through the community's main entrance, cross U.S. 441, and access numerous shopping, dining, medical, and everyday conveniences.

The community is conveniently located just minutes from shopping, restaurants, banks, gas stations, hospitals, urgent care, dentists, specialty medical clinics, barber shops, hair and nail salons, and more.

Residents can also use the residential back gate to access a nearby plaza offering additional conveniences, including restaurants, drugstores, dental and specialty clinics, urgent care, an ice cream shop, barber and beauty services, nail salons, Planet Fitness, and more. A Super Walmart is also conveniently located across U.S. 441, approximately five minutes away.

And when you're ready for even more shopping, dining, entertainment, and recreation, The Villages is just approximately two miles away.

This Palm Model offers the combination of golf course views, a turnkey opportunity, desirable updates, an active 55+ community, and exceptional everyday convenience.

Schedule your private tour today and come experience everything this wonderful Spruce Creek South home and community have to offer!

Location of 17978 Se 104th Terrace

Map showing 17978 Se 104th Terrace, Summerfield, FL 34491 $237,900
See more listings in Summerfield

17978 Se 104th Terrace property details

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full Bathrooms: 2

Appliances

  • Included: Cooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • Laundry: In Garage

Heating

  • Heating: Central, Electric

Cooling

  • Cooling: Central Air

Features

  • Interior Features: Open Floorplan, Vaulted Ceiling(s), Walk-In Closet(s)
  • Window Features: Window Coverings, Skylight(s), Blinds, Window Treatments
  • Flooring: Carpet, Laminate
  • Fireplace: No

Interior Area

  • Total Living Area: 1356
  • Unit: Square Feet
  • Source: Public Records

Video & Virtual Tour

Rooms & Dimensions

Bedroom 2

  • Level: First
  • Dimensions: 14x12
  • Features: Ceiling Fan(s)

Living Room

  • Level: First
  • Dimensions: 26x14
  • Features: Ceiling Fan(s)

Dining Room

  • Level: First
  • Dimensions: 12x11

Master Bedroom

  • Level: First
  • Dimensions: 16x12
  • Features: Ceiling Fan(s)

Kitchen

  • Level: First
  • Dimensions: 15x11

Florida Room

  • Level: First
  • Dimensions: 24x10

Property

Features

  • Patio & Porch: Front Porch
  • Has Private Pool: No
  • Has Spa: No
  • Horses: No
  • Other: Irrigation Equipment

View

  • Has View: Yes
  • View: Golf Course, Trees/Woods

Lot

  • Size: 12,197 sq ft
  • Acres: 0.28
  • Dimensions: 105x115
  • Features: Cleared, Paved

Accessibility

  • Levels: One
  • Stories: 1

Parking

  • Garage: Yes
  • Total Spaces: 2
  • Parking Features: Driveway, Attached
  • Carport: No
  • Open Parking: No

Waterfront

  • Has Waterfront: No

Basement

  • Basement: No

Mobile Home

  • Mobile Home Remains: No

Construction

Type & Style

  • Home Type: Residential
  • Architectural Style: Florida
  • Property Sub Type: Single Family Residence

Materials

  • Construction Materials: Vinyl Siding, Frame
  • Foundation: Slab
  • Roof: Shingle

Builder / Condition

  • Year Built: 1993
  • New Construction: No
  • Builder Model: THE PALM

Building

  • Building Area Total: 2136
  • Building Area Units: Square Feet
  • Building Area Source: Public Records
  • Building Exposure: East

Utilities & Green Energy

Utilities

  • Electric on Property: No
  • Water: Public
  • Sewer: Septic Tank
  • Utilities: Cable Available, Electricity Available, Electricity Connected, Water Available, Water Connected
  • Road Surface Type: Asphalt, Paved

Green Energy

  • Energy Efficient: No

Community & HOA

Community

  • Subdivision: Spruce Creek South
  • Zip/Postal Code: 34491
  • City/Town: Summerfield
  • City/Region: SUMMERFIELD-Marion
  • County/Parish: Marion
  • State/Province: FL
  • Country Region: US-FL
  • Features: Gated, Clubhouse, Fitness Center, Golf, Pool, Racquetball, Restaurant

HOA

  • Has HOA: Yes
  • Amenities: Basketball Court, Clubhouse, Fitness Center, Gated, Golf Course, Other, Pool, Racquetball, Recreation Facilities, Sauna, Security, Shuffleboard Court, Spa/Hot Tub, Trail(s)
  • Fee: $179.98
  • Frequency: Monthly
  • Fee Includes: Security, Trash
  • Senior Community: Yes

Pets

  • Pets Allowed: Cats OK, Dogs OK

Location

  • Range: 23E
  • Section: 35
  • Township: 17S
  • Longitude: -81.977642
  • Latitude: 28.960508
  • Directions: FROM RE/MAX PREMIER OFFICE IN LADY LAKE / VILLAGES FL. 32159 Exit the parking lot toward Sumter County Rd 109 20 ft Turn left onto Sumter County Rd 109 299 ft Turn left onto U.S. 27/441 N 2 min (0.8 mi) Continue on SE 176th St. Take SE 107th Ct and SE 178th St to SE 104th Terrace 5 min (1.0 mi) Turn left onto SE 176th street main gate entrance, must stay on the left guest/ visitor lane. 0.2 mi Turn left onto SE 107th Ct 0.2 mi Turn right onto SE 178th St 0.3 mi Turn left onto SE 105th Ct 240 ft Turn left onto SE 104th Terrace Destination will be on the right

Land Lease

  • Land Lease: No

School

Elementary

Middle or Junior

Highschool

Tax, Financial & Listing Details

Listing Details

  • List Price: $237,900
  • Price Per Square Foot: $175.44
  • Date on Market:
  • Listing Terms: Cash, Conventional, FHA, VA Loan
  • Ownership: Fee Simple
  • Home Warranty: No
  • Rent Control: No
  • Status: Active

MLS Details

  • MLS: StellarMLS
  • Listing ID: G5117949

Tax Details

  • Annual Tax Amount: $3,660.89
  • Tax Year: 2025
  • Tax Legal Description: SEC 35 TWP 17 RGE 23 PLAT BOOK 002 PAGE 049 SPRUCE CREEK SOUTH VI BLK E LOT 4
  • Tax Block: E
  • Tax Book Number: 002-049SPRUCE
  • Tax Lot: 4
  • Universal Property ID: US-12083-N-6006005004-R-N

Price history for 17978 Se 104th Terrace

DateEventPriceSource
listed (Active)$237,900StellarMLS #G5117949Source

Ask a question about 17978 Se 104th Terrace

Hi there — ask anything about this property or the area and the team will get right back to you.

Last checked Source: StellarMLSMLS# G5117949

Local real estate advisory services provided by agent with Sana Bibi

Listed by Gerrie Cosme Matias with Re/max Premier Realty Lady Lk · Cell: 352-753-2029

Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2026 MLS GRID. All Rights Reserved.

You agree to Sana Bibi Terms of Use and Privacy Policy. By choosing to contact a property, you also agree that Sana Bibi and its associates may call, text, or email you regarding any inquiries or activities you submit through our website. This may involve the use of automated means and prerecorded or artificial voices.

Listings near 17978 Se 104th Terrace