$1,399,900

3640 Crump Road, Winter Haven, FL 33881

4beds
3baths
3,309sqft
Quick facts
Single Family Residence 62 Days on Market Built in 1987 $423.06/sqft 53,361 sq ft

Welcome to your own private lakefront retreat on 1.23 acres along Lake Hamilton with NO HOA! This stunning 4-bedroom, 3-bath home offers an exceptional combination of luxury, entertaining space, and the ultimate Florida waterfront lifestyle. Bring your boat and jet skis and enjoy the convenience of a private dock featuring an electric covered boat lift and built-in fishing bench. The outdoor living space is truly spectacular! Step through the French doors to a sparkling saltwater PebbleTec pool featuring iridescent tile, fiber-optic lighting, a swim-up bar, fountains, and a roof-line waterfall. The propane-heated pool is surrounded by an expansive travertine deck, while the nearby gas fire pit with custom-cushioned seating creates the perfect setting for evening gatherings. Propane-connected tiki torches add a tropical ambiance, and a hidden sump pump provides worry-free drainage after storms. Entertaining is effortless with the outdoor kitchen, complete with a new grill and refrigerated drawers. The fenced backyard extends halfway to the lake, providing plenty of room for pets to play. Professional Florida-native landscaping, enhances the lush, resort-like setting. Inside, the beautifully designed chef's kitchen features quartz countertops, a copper farmhouse sink, paneled refrigerator, trash compactor, and spacious butler's pantry with a full-size refrigerator and abundant storage. The open floor plan includes a dedicated buffet area with dual wine refrigerators adjacent to the dining space—perfect for hosting family and friends. Nine-foot ceilings, crown molding, porcelain tile, shiplap accents, custom lighting, and a central vacuum system add comfort and sophistication throughout. The luxurious primary suite offers direct access to the pool deck, with a convenient open-air shower just outside. The ensuite features dual vanities and a walk-in shower with dual shower heads. The expansive walk-in closet includes a center island, custom shelving, heated towel rack, and an extra-large Liberty Safe. The home underwent a complete rebuild in 2017, so all features are 2017 or newer. Recent improvements include a new roof (2025), new pool pump (2025), a new 12x24 storage shed (2025) and new irrigation system (2025). The irrigation water comes from the lake so it doesn’t affect your water bill. Additional features include a split-bedroom floor plan, with two guest bedrooms sharing a Jack-and-Jill bath; hurricane shutters; a whole-home Generac generator; and TVs in every room, including the back porch. The spacious 3-car garage features tiled flooring, storage, a workshop, and an industrial ice maker. A pavered circular driveway provides ample parking, plus an additional parking pad with room for an RV. From the custom interior and exterior lighting to the custom painting, bamboo chair rail, and travertine exterior accents, every detail has been thoughtfully designed. The home is also pre-wired for ADT security at the front and rear doors and garage service door. Boating, fishing, entertaining, relaxing, and resort-style living—all in one exceptional Lake Hamilton property with no HOA!

Location of 3640 Crump Road

Map showing 3640 Crump Road, Winter Haven, FL 33881 $1,399,900
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3640 Crump Road property details

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full Bathrooms: 3

Appliances

  • Included: Dishwasher, Dryer, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater, Trash Compactor, Water Softener, Wine Refrigerator
  • Laundry: Inside, Laundry Room, Washer Hookup

Heating

  • Heating: Central, Electric, Heat Pump, Zoned

Cooling

  • Cooling: Central Air, Zoned

Features

  • Interior Features: Eat-in Kitchen, Open Floorplan, Stone Counters, Walk-In Closet(s)
  • Window Features: Window Coverings, Blinds, Double Pane Windows, Drapes, Tinted Windows, Window Treatments
  • Flooring: Tile
  • Fireplace: No

Interior Area

  • Total Living Area: 3309
  • Unit: Square Feet
  • Source: Public Records

Video & Virtual Tour

Rooms & Dimensions

Dinette

  • Level: First
  • Dimensions: 10x8

Dining Room

  • Level: First
  • Dimensions: 22.5x13.75
  • Features: Ceiling Fan(s)

Kitchen

  • Level: First
  • Dimensions: 16x14
  • Features: Breakfast Bar

Master Bedroom

  • Level: First
  • Dimensions: 19.5x17.25

Living Room

  • Level: First
  • Dimensions: 28.75x18

Bedroom 3

  • Level: First
  • Dimensions: 16.75x11.5
  • Features: Ceiling Fan(s)

Bedroom 4

  • Level: First
  • Dimensions: 15.25x11
  • Features: Ceiling Fan(s)

Balcony/Porch/Lanai

  • Level: First
  • Dimensions: 30x40
  • Features: Ceiling Fan(s)

Master Bathroom

  • Level: First
  • Dimensions: 17x9
  • Features: Double Vanity

Bedroom 2

  • Level: First
  • Dimensions: 16.75x11.5
  • Features: Ceiling Fan(s)

Property

Features

  • Exterior Features: Lighting, Outdoor Grill, Outdoor Kitchen, Outdoor Shower, Rain Gutters, Dock
  • Patio & Porch: Covered, Front Porch, Rear Porch
  • Security Features: Secured Garage/Parking, Security System, Smoke Detector(s)
  • Has Private Pool: Yes
  • Pool Features: Heated, In Ground, Other, Salt Water, Tile, Private
  • Has Spa: No
  • Fencing: Fenced, Other
  • Horses: No
  • Other: Irrigation Equipment, Generator

View

  • Has View: Yes
  • View: Lake, Water, Pool

Lot

  • Size: 53,361 sq ft
  • Acres: 1.23
  • Features: Landscaped, Paved, Waterfront

Accessibility

  • Levels: One
  • Stories: 1

Parking

  • Garage: Yes
  • Total Spaces: 3
  • Parking Features: Boat, Circular Driveway, Driveway, Garage Door Opener, Guest, Parking Pad, Workshop in Garage, Attached
  • Carport: No
  • Open Parking: No

Waterfront

  • Has Waterfront: Yes
  • Water Body Name: LAKE HAMILTON
  • Waterfront Features: Lake Privileges, Lake Front

Basement

  • Basement: No

Mobile Home

  • Mobile Home Remains: No

Construction

Type & Style

  • Home Type: Residential
  • Architectural Style: Florida
  • Property Sub Type: Single Family Residence

Materials

  • Construction Materials: Block, Stucco
  • Foundation: Slab
  • Roof: Metal, Shingle

Builder / Condition

  • Year Built: 1987
  • New Construction: No

Building

  • Building Area Total: 5342
  • Building Area Units: Square Feet
  • Building Area Source: Public Records
  • Building Exposure: Southeast

Utilities & Green Energy

Utilities

  • Electric on Property: No
  • Water: Public
  • Sewer: Septic Tank
  • Utilities: Cable Available, Electricity Connected, Propane, Underground Utilities, Water Connected
  • Road Surface Type: Paved

Green Energy

  • Energy Efficient: Thermostat

Community & HOA

Community

HOA

  • Has HOA: No
  • Senior Community: No

Pets

  • Pets Allowed: Yes

Location

  • Range: 27
  • Section: 19
  • Township: 28
  • Longitude: -81.63998796
  • Latitude: 28.03892298
  • Directions: From Downtown WH take Central Ave to Dundee Rd. Take a Left on Country Club Rd S just before Publix Shopping Center. Follow to Right on Crump Rd. Follow to 3640. The home will be on the Left side of the road

Land Lease

  • Land Lease: No

School

Elementary

Middle or Junior

Highschool

Tax, Financial & Listing Details

Listing Details

  • List Price: $1,399,900
  • Price Per Square Foot: $423.06
  • Date on Market:
  • Listing Terms: Cash, Conventional, FHA, VA Loan
  • Ownership: Fee Simple
  • Furnished: Negotiable
  • Home Warranty: No
  • Rent Control: No
  • Status: Active

MLS Details

  • MLS: StellarMLS
  • Listing ID: L4964316

Tax Details

  • Annual Tax Amount: $15,095.78
  • Tax Year: 2025
  • Tax Legal Description: MAGNOLIA SHORES PB 46 PGS 20 & 21 LOT 32
  • Tax Book Number: 46-20
  • Tax Lot: 32
  • Universal Property ID: US-12105-N-272819829600000320-R-N

Price history for 3640 Crump Road

DateEventPriceSource
listed (Active)$1,399,900StellarMLS #L4964316Source

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Last checked Source: StellarMLSMLS# L4964316

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Listed by Amy Reynolds with Lockhart & Associates Inc · Cell: 863-293-1234

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